FINANCING

Loan terms

Ashley Homestore Armenia, a chain of American furniture stores, operates a flexible installment system, which is implemented as a result of cooperation with the following banks. The installment is issued on the spot. The required documents are a passport and a social security card. There is no need to submit any documents from the place of work. Based on the customer's credit history, the annual interest rate and service fee of the installment are subject to change.

  Interest-free loan terms:

  • Nominal interest rate: 0% for 1-4 months, 21.50% starting from the 5th month,
  • Actual interest rate: 0% for months 1-4, 15.50% - 20.00% starting from the 5th month,
  • Financing term: 24-60 months, depending on the product type ,
  • Financing amount: 50,000 – 6,000,000 , depending on the product type ,
  • Principal payment starting from the first month according to the repayment schedule.

The promotion is valid from 22.11.2023 to 13.01.2023 inclusive.

 

  Standard loan terms:

  • 19 - 21.7% annual interest rate
  • 0% monthly service fee,
  • Starting from 0% down payment,
  • For a period of up to 60 months,