FINANCING
Loan terms
Ashley Homestore Armenia, a chain of American furniture stores, operates a flexible installment system, which is implemented as a result of cooperation with the following banks ( Armeconombank OJSC , Ameriabank CJSC , Inecobank CJSC, Evocabank CJSC ). The installment is issued on the spot. The required documents are a passport and a social security card. There is no need to submit any documents from the place of work. Based on the customer's credit history, the annual interest rate and service fee of the installment are subject to change.
Interest-free loan terms:
- Nominal interest rate: 0% for 1-6 months, 21.50% starting from the 7th month,
- Actual interest rate : 0% - 24%,
- Financing term: 48-60 months, depending on the product type ,
- Financing amount: 50,000 – 6,000,000, depending on the product type ,
- Principal payment starting from the first month according to the repayment schedule.
The promotion is valid from 22.11.2025 to 12.01.2026 inclusive.
Standard loan terms:
- 19 - 21.7% annual interest rate
- 0% monthly service fee
- Starting from 0% down payment
4-month interest-free installment terms:
- Borrower - 20 Resident individuals of the Republic of Armenia who have reached the age of 65, whose age during the loan service period will not exceed 6 years. annual
- Currency - Armenian dram
- Loan disbursement method - Non-cash
- Loan term - 36-60 months
- Loan amount - 100,000 AMD – 50,000,000 AMD
- Customer commission, calculated monthly, on the initial principal amount of the loan - 1 % starting from the 5th month of loan service
- Annual interest rate of the loan - 0 %
- Annual service fee for a credit account - 20,000 AMD
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Standard loan terms:
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